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The Anglican Consultative Council, met last week in New Zealand, issued a special prayer for people affected by Hurricane Sandy in the north-eastern US: "Creating God, you have set us |lisää

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JoeClark

JoeClark (611 päivää sitten) (0)

 

If your employer offers a 401(k) or other type of deferred pension plan, make every effort to contribute the maximum amount allowable - especially if your employer matches your contribution. Otherwise you are leaving money on the table that could benefit you in your retirement. Think of the employer match as an immediate 100 percent return on your money. Even if there is no match, all of the funds are tax-deferred and grow tax-free.
If your employer does not offer a retirement plan, then consider making a contribution to a traditional individual retirement account or a Roth IRA. The former potentially offers a tax deduction for the year the contribution is made, but both offer tax-deferred gains.

If your employer offers a 401(k) or other type of deferred pension plan, make every effort to contribute the maximum amount allowable - especially if your employer matches your contribution. Otherwise you are leaving money on the table that could benefit you in your retirement. Think of the employer match as an immediate 100 percent return on your money. Even if there is no match, all of the funds are tax-deferred and grow tax-free.

 

If your employer does not offer a retirement plan, then consider making a contribution to a traditional individual retirement account or a Roth IRA. The former potentially offers a tax deduction for the year the contribution is made, but both offer tax-deferred gains.

For more you can check

http://www.thefinanceforums.com/showthread.php?t=12459